BUSINESS BANKING SERVICES

KEB Hana Bank USA offers a full line of valuable products and services to meet all of your business banking needs.

Deposit

Convenience Business Checking


KEB Hana Bank USA Convenience Business Checking; is a non-interest bearing checking account for businesses that conduct most of their business via electronic means or small cash transactions, have limited check writing needs and maintain modest account balances.

Convenience Business Checking benefits include:

  • The KEB Hana Bank USA Advantage
  • Complementary MasterCard Business Check Card
  • Complementary Telephone Banking
  • Complementary NetTeller Internet Banking
  • Complementary interactive eStatements
  • Complementary Bill Payment
  • Complementary transactions at KEB Hana Bank USA ATM
  • Low $100.00 minimum to open and activate your account
  • Unlimited monthly ACH credits
  • Unlimited monthly ACH debits, the first 30 complimentary, subsequent ACH debits incur a $0.35 charge per debit
  • Checks written, deposits and deposited items incur a $0.50 per item charge
  • Unlimited monthly teller transactions

*MasterCard Debit Card issuance at account opening subject to underwriting guidelines established by KEB Hana Bank USA. If account holder does not qualify for a MasterCard Debit Card a KEB Hana Bank USA ATM card will be issued.

*Cash transactions (deposits and withdrawals) exceeding $10,000 in the aggregate per week subject the account to review and conversion to a KEB Hana Bank USA Global Business Checking account at the Bank’s sole discretion.

Business Value Checking


KEB Hana Bank USA Business Value Checking: is a full-service, non-interest bearing checking account for businesses that conduct their business via a variety of means including electronic transactions, cash transactions and checks and that want to have the ability to offset monthly maintenance fees by maintaining a low minimum daily balance.

Business Value Checking benefits include:

  • The KEB Hana Bank USA Advantage
  • Complementary MasterCard Business Check Card
  • Complementary Telephone Banking
  • Complementary NetTeller Internet Banking
  • Complementary interactive eStatements
  • Complementary Bill Payment
  • Complementary transactions at KEB Hana Bank USA ATM
  • Low $100.00 minimum to open and activate your account
  • Monthly service charge of $15.00 that can be avoided if a minimum daily balance of $1,500 is maintained
  • Unlimited monthly ACH credits
  • Unlimited monthly ACH debits
  • Unlimimited monthly check writing and deposited items
  • Unlimited monthly teller transactions

*MasterCard Business Check Card issuance at account opening subject to underwriting guidelines established by KEB Hana Bank USA.

*Cash Management services are available with Global Business Checking.

*Cash transactions (deposits and withdrawals) exceeding $10,000 in the aggregate per week subject the account to review and conversion to a KEB Hana Bank USA Global Business Checking account at the Bank’s sole discretion.

Global Business Checking


KEB Hana Bank USA Global Business Checking is a full-service, non-interest bearing checking account for businesses that maintain multiple depository and disbursement accounts or desire the convenience, efficiency and security afforded by electronic cash management services.

Global Business Checking benefits include:

  • The KEB Hana Bank USA Advantage
  • Complementary MasterCard Business Check Card
  • Complementary Telephone Banking
  • Complementary NetTeller Internet Banking
  • Complementary interactive eStatements
  • Complementary Bill Payment
  • Complementary transactions at KEB Hana Bank USA ATM
  • Low $100.00 minimum to open and activate your account
  • Earnings credit can be earned by maintaining higher balances if used to offset monthly analysis charge and transaction fees
  • Access to premium cash management services including:
    • Online Wire Origination, Domestic
    • Cash concentration and zero balance sweep accounts – make deposits to a single account and “sweep” funds to accounts payable, payroll and other disbursement accounts thus simplifying reconciliation, accounting and reporting.

*MasterCard Business Debit Card issuance at account opening subject to underwriting guidelines established by KEB Hana Bank USA.

*Cash Management services are available with Global Business Checking.

Business Interest Checking

KEB Hana Bank USA Business Interest Checking is for Non-Profit Organizations and Government.

Business Interest Checking benefits include:

  • The KEB Hana Bank USA Advantage
  • $1500.00 minimum to open and activate your account
  • Minimum Daily Balance $1500.00
  • Monthly maintenance fee of $10.00 that can be waived if a minimum daily balance of $1500.00 is maintained

Business Savings

A way for businesses to save money with a low balance requirement and no transaction fees while earning interest for the entire amount on deposit.

Account Features & Benefits:

  • Free online banking
  • Transfer Limitation: Up to 6 preauthorized withdrawals and/or transfers
  • Minimum Opening Amount: $100
  • Minimum Daily Balance Required: $500
  • Monthly Fee if Minimum Balance is not Maintained: $5

Business Money Market

A high interest yielding account with competitive rates and limited check priviledges.

Account Features & Benefits:

  • Free online banking
  • Earn interest with check writing priviledges
  • Transaction Charge: Up to 6 preauthorized withdrawals, transfers, and/or 3rd party transactions. If over limit, $25/item
  • Minimum Opening Amount: $2500.00
  • Minimum Daily Balance Required: $2500.00
  • Monthly Fee if Minimum Balance is not Maintained: $25

Ultra Money Market Checking

An interest bearing account that pays higher interest rate for maintaining higher levels of deposits.

Account Features & Benefits:

  • Earn higher interest with check writing privileges
  • Transaction Charge: Up to 6 preauthorized withdrawals, transfers, and/or 3rd party transactions. If over limit, penalty fee of $25/item.
  • Minimum Opening Amount: $25,000
  • Minimum Daily Balance Required: $25,000
  • Monthly fee of $25.00 if the minimum daily balance is not met.

To find out more about any of our Business Banking Services please visit or contact any of our branch locations.