ELECTRONIC BANKING SERVICES

KEB Hana Bank USA offers a full line of electronic banking applications and services to meet all of your needs.

NetTeller

Internet sign-on screen


To begin banking online, simply enter your login information on the home page of our Web site, www.kebhana.us. The next page you will receive will be to read and accept the Online Banking Disclosure and Agreement. You will then be forced to create your unique password and set up security questions. You will then be allowed into the site.

NetTeller ID


A 12-digit number assigned by KEB Hana Bank USA. Once you are set up, you can create an alias for your ID number that is easier for you to remember. You should keep your 12-digit number that is assigned to you because it will always be valid.

NetTeller Password


A 4-digit Password assigned by KEB Hana Bank USA. During your first successful login, you will be prompted to create your own unique Password. Your Password can be any 6-8 alpha/numeric mixed combination. Each customer is allowed three invalid sign-on attempts. After the third invalid attempt, the system will lock you out. If, at anytime, you should need your password reset, you may use the Password Self Reset option, provided you have set up your "Personal Question and Answer" under the Administrative Options within the NetTeller site. (You will want to do this immediately during your first log in) If you have not set up your "Personal Question and Answer" you must call KEB Hana Bank USA and an authorized person will reset your password.

TO LOG OUT OF NETTELLER PROPERLY, YOU MUST SELECT THE "LOGOUT" OPTION LOCATED IN THE UPPER LEFT CORNER OF THE NETTELLER PAGE.

Account Listing Page (Main Page)


The account-listing page is the first page you will see after you log in. This page reflects your account information, such as your current balance (Balance as of posting of the last business day). As a security measure, the system will also show the last time you logged in and the total number of times you have logged in. You can reset the login counter from the Administrative Options page. From the Account Listing page you must "Select Activity" to begin choosing the functions you are able to do, such as, initiate transfers, view current transactions, view range of transactions between dates, stop payments, e-mail KEB Hana USA, or get help.

Viewing Account Information


From the Account Listing page you can view all of the accounts you have set up to access through NetTeller. Initial account descriptions are based on default system account descriptions. However, you can personalize the descriptions by going to the Options page and selecting Change Pseudo Account Name.

Use the drop down menus to select how you would like to view the information for each account. All account balances are the current balance as of last posting date.

The current balance is after daily posting in the evening. (After 11:00 PM EST)

To initiate a request for new views, click on the drop-down menu, make your selection, and you will advance to the next page.

Funds Transfers


This option is selected from the "Select Activity" menu on the Account Listing page and will only appear on those accounts that have the transfer option available. To initiate a transfer between accounts you should:

Select the account to transfer the funds from by using the drop-down menu on the Account Listing page. Once you have made the selection you will advance to the next page.

On the transfer funds page you will see any scheduled transfers that you may have set up. Select the account to transfer funds from in the "Select Account" drop down, located to the right on your screen. Once you have advanced to the next screen, simply choose the account to transfer to, complete the blank fields and submit your request.

Optional: If you wish to make the transfer a recurring scheduled transfer, select the frequency and dates from the available options. The default for transfers is one time.

To process your transfer, click on the Submit button at the bottom of the page. After you complete the transfer, a page displaying a Confirmation Number will appear.

Important Transfer Information


Confirmation of Transfer - It is highly recommended that you keep the confirmation page as verification that you submitted a transfer.

Withdrawal limits - Transfers made from Savings and Money Market accounts are subject to withdrawal limits.

CUTOFF TIME FOR TRANSFERS - Posting and Funds Availability: If you initiate a bank transfer before the normal processing time, which begins at 8:00 PM CST on a business day, the bank transfer will be posted to the Deposit Account on the same business day. If you initiate a bank transfer after the normal processing time (8:00 PM) CST on a business day, the bank transfer may post on the next business day. Transferred funds will be available for withdrawal on the same business day the transfer is created to the Deposit Account.

LOAN PAYMENTS - If you are making your final payment, you must contact the bank to get the final payoff amount before submitting the amount to transfer, otherwise the payment may not be correct.

RECURRING (SCHEDULED) LOAN TRANSFERS - If you are setting up a recurring (Automatic) transfer to a loan, you must enter, as the Expiration Date, the Maturity Date of the loan (Check your coupon book or your copy of the loan document. By doing this, and if the regular scheduled payments are made, the number of payments should be accurate. The confirmation you receive after you submit the transfer shows the number of times the transfer will take place.

ALL OTHER TRANSFERS - When setting up automatic transfers you should make sure you put the Expiration Date long enough for the period of time you want the transfers to remain on the system.

Administrative Options

The Administrative Options page gives you the ability to:


  • Change your Password
  • Change personal ID (to create an Alias)
  • Create personal question and answer for Self Password Reset
  • Reset your login counter
  • Change account pseudo names
  • Confirm/change e-mail address
  • Change number of accounts displayed
  • Edit account listing display order
  • Edit account activities display order
  • Set up alerts, email and login type

With this option you can change your Password at any time and as many times as you wish. The Password you choose must be 6-8 Alpha/Numeric characters. The system retains a history of the last four passwords.

Change Personal ID (Alias)


You can change your NetTeller Customer ID from the 12-digit bank assigned number to something easier for you to remember (alias). The Alias that you choose must be between 4 and 12 characters long with no special characters. The ID cannot begin with a number, but may include numbers in it. All ID’s are individual and no two persons may have the same one. If you choose an ID that has already been selected by another customer, you will be prompted to select another ID.

Reset Login Count


From here you can reset the login counter for your NetTeller ID. It will inform you that the counter has been reset. When you go back to the Account Listing page you will see that your login count is 0.

Change Pseudo Account Name


Each account that you have access to through NetTeller will be initially set up with the default name created by the banking system. If you wish to change the name of any accounts to something more personal, you can do so here. Valid account names can include upper and lower case letters, spaces, and any number between 0 and 9.

For example-The system-assigned account name may be "Checking". This account actually represents your checking account you use for household expenses. You may want to change the name appearing on NetTeller from Checking to "Household Account" and the same goes for all of your accounts.

Alerts


Alerts may be set up to email you, informing you of the alert (You must maintain a vaild email address with the Bank), or to alert you when you log in to NetTeller.

Lets you set up alerts to watch for falling or rising balances, personal memos, incoming/outgoing debits and credits, etc.

Stop Payments


On the Stop Payment page, you may stop payments to a single payee. However, you can make the request to stop multiple payments. Simply enter the check number or range of numbers, the exact amount of a single check, or the beginning and end amount on a range of checks. Next, select the payee of the check(s) to stop and press Submit. You will receive a confirmation that your request has been submitted. We are unable to stop payment for checks we’ve already received and paid. If the Stop Payment is set up through the On-line Banking System, after the item has cleared the account, the stop pay will not be valid.

You will be charged a $20.00 fee for placing a Stop Payment. To remove or change the stop payment, please call Customer Service at (212) 689-5292 x1200.

If you should set up a stop payment after the processing time, which begins at 8:00 PM, you must check your current transactions to verify if the item has cleared, or not. If the item has cleared, you must notify the Bank first thing in the morning of the following business day, otherwise the item will not be stopped.

The Stop Payment request is only good for 14 days. You must come in to one of the KEB Hana Bank USA full service locations and sign the appropriate stop payment form. The stop payment will then be set up for a 6-month period.

Debit (Check) Card


Stop Payments cannot be placed on VISA Debit Card transactions. Stop Payments are for checks only.

ACH Debit (electronic withdrawal)


If you are stopping an ACH Debit (electronic withdrawal), you must notify the company before setting up the stop pay and you must come in to the bank and sign a form called "Statement Under Penalty of Perjury" for the stop pay to be effective.

After the appropriate stop payment form is signed the stop pay will remain on the system for 6 months, unless the stop payment is renewed for an additional 6 months.

Viewing Images


Images are available for the last four (4) months of transactions and you may view them by selecting the menu option to View Range of Transactions. You are able to sort your transactions by date or check number by clicking on the column headings.

Current Transactions (Cleared transactions since last bank statement)

To find out more about any of our Electronic Banking Services please visit or contact any of our branch locations.